Payment Policy

1. General provisions

Goods and services on this website are paid for in accordance with the laws of Ukraine. By making a payment, the User agrees to this Payment Policy.

2. Payment methods

The following payment methods are available:

• Visa / Mastercard cards;
• Apple Pay and Google Pay;
• Pay in instalments with monobank | Universal Bank (Pokupka chastynamy);
• bank transfer to the account of the sole proprietor (FOP).

Online card payments are processed by Plata by mono.

3. Pay in instalments with monobank | Universal Bank

Provider:

JSC UNIVERSAL BANK, NBU licence No. 92 of 20.01.1994, State Register of Banks No. 226.

Product terms:

- Minimum amount: 1 UAH
- Maximum amount: 400,000 UAH
- Real annual interest rate: 0.000001%
- Number of payments: 3–25
- Repayment: equal monthly payments
- First payment at the time of purchase

Key product terms and warnings are published at chast.monobank.ua

4. Apple Pay and Google Pay

Online payments are processed by the payment provider Plata by mono under its own rules and security standards. The website does not store or process Users’ card details.

5. Bank transfer

Bank transfers are made to:

Payment is considered made when the funds reach the FOP account.

6. Payment security

All online payments use secure connections and modern encryption. Payment transactions meet the security standards of the payment systems.

7. Payment confirmation

After a successful payment, the User receives a confirmation by email or a payment receipt, depending on the payment method.

8. Refunds

Refunds are made in accordance with the laws of Ukraine and the return terms for goods and services published on the website. Card payments are refunded to the same payment method used for the purchase.

9. Contact information

For questions about payments, the User can use the contact details on this website.